Is your business prepared to handle a workers’ compensation claim?
It allows you to provide coverage to your employees in the form of wages, medical costs, permanent or partial disability and death benefits that may arise from a valid compensable injury while on the job. In most states, laws regulate Workers’ Compensation so it’s prudent to protect your business and mitigate potential litigation, too.
- Find an insurance agent specializing in Workers’ Compensation to help craft a comprehensive program appropriate for your business.
- Ask what the controllable and minimum experience modification factor is, a potential factor in determining premium cost.
- Review what each carrier offers to enhance your business safety and training program.
By implementing a Workers’ Compensation program, you can help reduce unforeseen burdens on your business and employees.